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Base Extras and Dental Cover
Base Extras and Dental Cover

Our base extras cover, combined with our dental cover offers lower extras benefits and limits at an affordable price, while still covering a great range of services our members use.

This includes our popular mid-range dental cover.

Effective 1 April 2024
EXTRAS BENEFIT TABLE BASE EXTRAS
SERVICE BENEFIT SUB-LIMIT* CALENDAR YEAR LIMIT
Physiotherapy &
Other Therapies
Physiotherapy Initial - $27
Standard - $24
Group* - $8
$80* $390 person
$780 family
Exercise Physiology
Occupational Therapy
Podiatry Podiatry Initial - $30
Standard - $26
$390 person
$780 family
Foot Orthotics Set benefit per item
Dietician Dietician Initial - $27
Standard - $24
$390 person
$780 family
Therapies Remedial Massage No benefit No benefit
Acupuncture
Myotherapy
Nutritionist
Chiropractor &
Osteopathic
Chiropractic Initial - $25
Standard - $21
$390 person
$780 family
Osteopathic Initial - $27
Standard - $24
Mental Health Psychology No benefit No benefit
Counselling ^ No benefit
Optical Prescription Glasses
& Contact Lenses
$180
Per Person
$180
Per Person
Ambulance
Subscription
Ambulance subscription refund Family - $72
Single - $36
Equal to benefit
Eye Therapy Eye Therapy Initial - $27
Standard - $24
$390 person
$780 family
Speech Pathology Speech Pathology Initial - $27
Standard - $24
$390 person
$780 family
Home Nursing Visiting Nurse
(Excludes midwifery services)
$12 $350 person
$700 family
Pharmacy Non PBS prescriptions No benefit No benefit
Health Aids
& Appliances ^^
Blood Glucose Monitor $150
(every 3 years)
$600 person
$1200 family
Blood Pressure Monitor $125
(every 3 years)
TENS Machine $125
(every 3 years)
Nebuliser $125
(every 3 years)
CPAP (Machine only) $230
(every 3 years)
Hearing Aid $500
(every 5 years)
Braces & Splints 65% up to $300
(every 3 years)
CAM Boot 65% up to $300
(every 3 years)
Artificial limbs & prosthesis 65% up to $300
(every 2 years)
Crutches, walking frame
& walking stick
65% up to $25
(every 2 years)
Wigs + 65% up to $150
(every 2 years)
Compression Garments + 65% up to $150
(every 2 years)
Five Star Health
Management Benefits
Approved Programs No benefit No benefit

* Sub-limits apply to these services. Group benefits not payable for Occupational Therapy.

^ Counsellor must accredited with Australian Regional Health Group (ARHG).

^^ Health Aids and Appliances must be medically necessary and for the treatment of specific conditions.

+ Conditions apply, sport related garments are excluded. Contact the Fund for further information.

All benefits subject to waiting periods and benefit limitation periods.

Dental Benefits
Effective 1 January 2024
DENTAL / EXTRAS BENEFIT TABLE DENTAL
SERVICE WAITING PERIOD BENEFIT SUB-LIMIT FIRST YEAR MEMBERSHIP LIFETIME LIMIT CALENDAR YEAR LIMIT
General & Major Dental Preventative Dental 2 months 100% * $350 Maximum benefit payable per person $1,050 Maximum benefit payable per person once first year is completed
General & Major Dental 2 months 70% **
Inlay/Onlay, Crown & Bridge, Implants and Indirect Restorations. 2 months As per dental schedule 1st calendar year of membership $350
2nd calendar year of membership $450
3rd calendar year of membership $500
4th calendar year of membership $550
5th calendar year of membership $600
6th calendar year of membership $650
Dentures 12 months every 3 yrs ***
Orthodontics 24 months 50% up to $600 $600 Per person per calendar year $1,500 Per person

* Dental 100% benefit available at super dental providers. For more information see Gap Free Preventative Dental.

** Percentage based on MHF dental schedule

*** Full set of dentures claimable every 3 years

All benefits subject to waiting periods and benefit limitation periods.

DENTAL SERVICE BENEFIT TABLE
SERVICE BENEFIT
Preventative Treatment Periodical oral examination $55.75
Emergency consultation $35.05
X-Ray $47.20
Scale & Clean $114.20
Fluoride Treatment $47.65
General & Major Dental Surgical Extraction $189.90
Filling - Adhesive one surface $102.95
Filling of one root canal $185.95
Full crown veneer $650
Full denture $1,050

All benefits subject to waiting periods and benefit limitation periods.